“ukur baju di badan sendiri”

“To Spend or Not to Spend?" or "How Do We Control Our Spending Habits?"

Memang sesuai utk sesape yg yg asik belanja je, gatal je tgn nk kuarkan duit tak tentu pasal.hehehe (cth:aku)

1.we should spend according to our budget,we need to have a “Spending Plan” in the first place. E.g: kalo nk raya belik before festive, atau time mega sale. haa, skali je spend.cukup.Time tu kan myk brg cantik2 dan murah la jugak.
2. a Smart Consumer - cube compare price dgn kedai2. Kat cni murah,kat sana mahal. Cth, jgn masuk 7 eleven, pegi kedai 99 Mart,murah cket.terutama kalau nk beli Mee Maggi.hehehe.Tp kalo nk beli prepaid, kedai 99 Mart xd.haha.
- Branded Stuff, hhm, go 4 it, kalau jenis beli setahun,2 thn,3 thn sekali.Kalau jenis yg soping xingat dunia, go 4 branded stuff, not preferable. overspend? jgn pinjam duit merata2..
3. dengan kata lain, yg paling penting.Piki dulu nk beli sesuatu.Worth ke tak, kalau nk menunjuk2, tak payah..buang karan je. Org len pun d duit jugak.

p/s: Sumber - http://www.akpk.org.my/Articles/BUDGETING/HowToControlYourSpending